Health Reimbursement Arrangement

The Health Reimbursement Arrangement (HRA) provides the following for employees as of
• You will be responsible for the first $500 of claims subject to the annual deductible (two deductibles max per family ($1000)).
• GECO will reimburse coinsurance expenses up to a maximum of $1,250 per employee or $2,500 per family.

How to Access:
• Employees receive an Explanation of Benefits (EOB) from UMR
• Employee is responsible for submitting the EOB to EBC for reimbursements of deductible amounts above $500 per deductible (or coinsurance).
Your online account lets you submit claims and attach receipts from your desktop. Simply log into your account and click File a Claim in the menu. You can also file claims from your Android or Apple mobile device. Download EBC Mobile from the Apple App Store or Google Play. You can also download a claim form (from the Quick Links dropdown list above). Complete it. Attach your documentation and email it to porticipontservices@ebcflex.com.
• EBC reviews the EOB along with the claim form and determines what is owed to the employee
• A check or direct deposit is reimbursed to the employee
• Once the provider bills the employee for the amount owed, the employee is responsible for paying the provider using the funds from EBC and their own funds for the first $500 of deductible